Who Needs Car Insurance?

Who Is In Need Of Car Cover In South Africa?

Students, elder drivers, middle aged drivers, truck drivers, bus drivers and any person driving anything on the road. This is the people in need of auto cover.

Why? Well, students are high risk drivers. They love speed and can be somewhat irresponsible when it comes to showing of or drunk driving.

Elder people’s eyes tend to fail them and an accident can occur so quickly without them realizing it.

who needs car insuranceMiddle aged drivers tend to be more responsible, but when they are in a hurry to get to a destination, the responsibility tend to disappear. And anything can happen to them on the road.

Truck and bus drivers drives with big vehicles and it is easy to miss something on the road. It also takes a lot of discipline to drive these vehicles and there are times when a person do not think straight and get into an accident.

All drivers should have car insurance in place, just in case something happens.

Types Of Car Insurance

Car Insurance Types That’s Available:

  • Third Party
  • Theft, Fire And Third Party
  • Comprehensive Cover

Third Party Car Insurance

This is the cheapest one of them all. Why? It is protection for you to cover the other vehicle you accidentally hit with your vehicle. It does not settle the money for the repairs on your car.

Theft, Fire And Third Party Car Insurance

This is a better option when looking for third party coverage, because not only does it cover the other person’s car, but it will cover your vehicle in case of theft or fire.

Comprehensive Car Insurance

This is a complex plan, because it covers everything: repairs on your vehicle and third party’s vehicle, fire, theft, natural damages, injuries and so much more.

 

What Is Car Insurance?

What Is Car Cover?

It is a protection plan that you buy from a car insurance company to cover your auto. This coverage is used when there are damage done to your vehicle or another person’s vehicle, in case of an accident or fire or theft.

car insuranceThere are different types of car insurance, can read more about it on Car Insurance Types. This is something you need to have. Why? When you car gets stolen, can you afford a new car? If you get into an accident, can you pay the repairs on both of the vehicles involved? You just have to ask yourself, can you afford going without car cover.